Employees Preparing to Retire


The following provides some basic information regarding when district coverage terminates following employment, the timeline for providing premium payment immediately following last day in paid status in order to participate in the retiree benefit program, premium rates for the current plan year, retiree trust contributions to help offset medical premium costs and basic plan descriptions. Please contact the Employee Benefits Department at (619) 725-8130 Monday to Friday from 8:00 a.m. to 5:00 p.m. to discuss specifics of the retiree benefit program and how to enroll in order to continue coverage.

When will my district-paid coverage terminate? 
Coverage under the district-sponsored medical, dental, vision, and life insurance plans in which an employee is enrolled terminates at the end of the month in which the last day of paid service in an eligible monthly salaried position occurs. For example, if an employee's last day of paid service occurs anytime in June, the medical, dental, vision and life insurance coverage terminates June 30th.


When an employee's paid service ceases because of retirement and he/she is receiving a monthly benefit from the State Teachers' Retirement System (CalSTRS) or the Public Employees Retirement System (CalPERS), coverage may be continued for the employee and his/her eligible dependents as long as payment of the required contribution is received by the Employee Benefits Department within 31 days of the date coverage normally would terminate because of termination of active service.

Pursuant to collective negotiations contracts, retirees who meet specified eligibility requirements may be eligible for a monthly, district-paid contribution toward the cost of their district-sponsored medical premium. See below for eligibility criteria and amount of contribution to premium for each unit.


Retiree coverage terminates on the first to occur of the following dates:

a) End of the month for which the required contribution has not been received by the Employee Benefits Department.
b) End of the month in which the death of the retiree occurs.



Dependent coverage terminates on the same date the retiree coverage terminates, or the date the dependent no longer qualifies as an eligible dependent, whichever occurs first.


IMPORTANT - IF RETIREE COVERAGE IS ALLOWED TO TERMINATE, IT CANNOT BE REINSTATED. 

NEW!  Click on the picture below for our most recent comprehensive Retiree Benefits Information Guide (2018) to San Diego Unified School District’s health benefit plans.  This guide provides detailed information on eligibility, enrollment, and benefit summaries on health, dental and vision plans, and life insurance.
 
 

Rate Sheets

Special Fund Amounts for Each Bargaining Unit Retiree to Offset Medical Premium Cost (Attachment H) - 2019

SDEA
POA (pending PORAC RMT information)
PARA
Non-represented Managers and Confidentials
                  
 

Under Age 65 -  Retiree Plans

Summary side-by-side comparison of all medical plans. Retirees under age 65 are offered the same plan options as current active employees:

 
Benefit summaries for the UnitedHealthcare plans: 
 
 
Benefit summary for the Kaiser Permanente HMO:
 
 

Medicare Plans

Summary side-by-side comparison of all plans:

2019 Medicare Plan Comparison

Benefit summaries of the Medicare plans:

2019 UnitedHealthcare Medicare Advantage HMO (Plan Guide Includes Benefits Summary)
2019 UnitedHealthcare Medicare Advantage PPO (Plan Guide Includes Benefits Summary)

Medicare Plans - Enrollment Forms

Important Note: Please return all completed Enrollment Forms to the Employee Benefits Department and not the medical carrier.   

 

Disenrollment/Cancellation Forms

Kaiser Permanente Senior Advantage HMO Disenrollment Form
 

Dental Plan Information 


If you decide to cancel your medical plan(s) you are required to complete and submit a Cancellation Notice for Self-Pay Health and Life Insurance form to the Employee Benefits Department. For Retirees enrolled in either Kaiser Permanente Senior Advantage or United Healthcare Medicare Advantage plan you will also be required to complete a Disenrollment form at least 30 days prior to the selected termination date. The cancellations of medical benefit plans are effective the first day of the month following the end of continued coverage. Benefit plans sponsored by San Diego Unified are in force for an entire month. We do not provide coverage on a pro-rated basis.

 

SDEA Retiree Website